Breakfast in the Exhibit Hall

Concurrent Workshops

Workshop 1: Participant Journey 1 – Enrollment, Voluntary and Auto-Escalation, and Student Loan Matching Programs

As retirement plan participation continues to evolve, it is essential to understand the benefits of voluntary enrollment vs. auto-enrollment, along with auto-escalation. It is also important to understand the added benefits of student loan match. In this session, we will explore the differences between the different types of enrollment and auto-escalation and how they impact plan participation and savings rates. We will also delve into the advantages of including a student loan match in retirement plans and how it can help employees balance their debt repayment and retirement savings.

Attendees will leave with practical tips and strategies that will allow them to

• Consult with plan sponsors in regard to the various enrollment options.
• Understand the benefits of auto-escalation.
• Determine if adding a student loan match would benefit that company.

Mickey Murphy, ERPA, CPC, QPA, QKC, QKA^®, President, Blue Benefits Consulting, Inc.

Jeremy Palm, QPA, QKA^®, Partner, Employee Benefit Plans, EisnerAmper

Frank Porter, APA, QKA^®, QPA, Relationship Manager, Empower

Moderator: Amy Garman, QKA^®, TPA Internal Retirement Plan Counselor, Capital Group

Workshop 2: Beyond 401(k)s: Cash Balance for ASPPA population

This session will provide an introduction to how Cash Balance plans can be used to supplement a 401(k) plan. Participants will learn the basics of Cash Balance plans, including how they work, who they are best suited for, and how they differ from other types of retirement plans.

Attendees will be able to:

• Understand the rules that govern Cash Balance plans.
• Learn how Cash Balance plans can be used to supplement a 401(k) plan.
• Understand the advantages and disadvantages of implementing a Cash Balance plan and learn which types of employers are best suited for a Cash Balance plan.

Justin Bonestroo, MSEA, EA, CPC, CPFA, Sr. Vice President, CBIZ, Inc.

Kyle Brown, Retired

Workshop 3: Ethics for TPAs and Retirement Professionals

Attendees will learn about the latest trends in retirement plan design and how they can best educate plan sponsors relative to encouraging employees to participate in the plan and why an auto-enrollment feature might be a good fit. Additionally, we will explore the advantages of offering a student loan match in the plan and how it can motivate employees to save for retirement while paying off their student loans.

Derrin Watson, APM, Management Consulting Specialist Senior, FIS Wealth & Retirement

Workshop 4: DB Regulatory Update/SECURE 2.0

This session will provide an in-depth analysis of the implications and changes of the SECURE 2.0 Act on defined benefit plans. The discussion may cover the latest updates on tax code changes, regulatory developments, and key legal considerations for defined benefit plan actuaries and consultants. Attendees will learn about the practical implications of the new regulations, including how to ensure compliance, optimize plan design, and manage risk effectively.

Tom Finnegan, FSEA, CPC, QPA , President-Actuarial Division, CBIZ Savitz

Jim Holland, FSEA, FCA, MAAA, ASA, EA, Chief Research Actuary, Cheiron, Inc.

Workshop 5: The Culture Conundrum: Overcoming Obstacles and Building a Cohesive Company Culture

In this interactive session, we will explore the importance of company culture in modern organizations and the role it plays in attracting and retaining top talent, improving employee engagement and productivity, and ultimately driving business success. We will identify common challenges organizations face in building and redefining a strong company culture and discuss practical solutions to overcome these obstacles. You will leave this session with tips and tools to help you evaluate your organization’s culture, as well as actionable insights and ideas for improving the company culture.

By the end of this session, participants will be able to:

• Evaluate their organization’s culture strengths and weaknesses and identify areas for improvement using practical tips and tools.
• Gain actionable insights and ideas for improving their own company cultures.
• Explore practical strategies for fostering a culture of collaboration, innovation, and accountability within their organizations.

Amanda Iverson, CPA, MBA, PHR, SHRM-CP, APM, CEO, Pinnacle Plan Design, LLC

Grab-n-go Drinks & Snacks

Concurrent Workshops

Workshop 6: Participant Journey 2 – Loan Options and Administration and Emergency Disaster Provisions

Retirement plan participant loans can provide valuable financial assistance to employees who may be facing unexpected expenses or debt. However, it is essential for administrators to understand the various nuances of participant loans, including refinancing, repayment, and emergency disaster provisions. In this session, we will explore the latest trends and best practices related to participant loans and how administrators can ensure that plan sponsors have a comprehensive understanding in order to make a decision as to whether loans should be allowed in their plan.

Attendees will learn about:

• The benefits and drawbacks of refinancing participant loans • Strategies for plan sponsors to educate employees on responsible loan repayment.
• The various emergency disaster provisions that can be included in retirement plans and how they can provide critical financial support to employees during times of crisis.

Mickey Murphy, ERPA, CPC, QPA, QKC, QKA^®, President, Blue Benefits Consulting, Inc.

Jeremy Palm, QPA, QKA^®, Partner, Employee Benefit Plans, EisnerAmper

Frank Porter, APA, QKA^®, QPA, Relationship Manager, Empower

Moderator: Amy Garman, QKA^®, TPA Internal Retirement Plan Counselor, Capital Group

Workshop 7: Unlocking the Mysteries of SECURE 2.0 Long-Term Part-Time (LTPT) Rules: Strategies for Plan Design and Administration

This session will untangle the complex rules surrounding the recent changes in eligibility rules focused on expanding coverage for long-term part-time employees. This will review the 2019 LTPT rules, the changes introduced by SECURE 2.0, and guidance available to date. It will also suggest possible plan designs to respond to these rules and look at impacts on administration, communications, testing, vesting, and distributions.

Attendees will learn to:

• Understand the new eligibility requirements related to long-term part-time employees.
• Identify likely impacts on plan administration stemming from LTPTE changes.
• Propose plan designs to efficiently address LTPTE challenges.

Kelsey Mayo, J.D., Partner, Poyner Spruill LLP

Workshop 8: Death Benefit RMDs

In this session we will cover the RMD rules applicable to beneficiaries – both pre-and post-SECURE. We will cover topics such as how and when death benefits must be paid, including examples of death before and after a participant’s RBD.

Robert Richter, J.D., LL.M., Retirement Education Counsel, American Retirement Association

Michele Ueding, CPC, QPA, J.D., Partner, Kutak Rock LLP

Workshop 9: DB Restatements

Get up-to-speed on the current Cycle 3 DB restatement cycle and learn about key differences from the current PPA documents.  Identify opportunities and potential pitfalls with the restatement process & understand the advantages of the new SECURE 2.0 amendment timing.

Attendees will learn to:

• Understand the requirements under the IRS pre-approved defined benefit plan Cycle 3 restatement program.
• How to prepare and manage the restatement process.
• Understand which plan provisions need to be coordinated when multiple plans are sponsored by the same employer.
• How to address issues identified during plan restatement (including non-amender).

John Griffin, J.D., LL.M., Principal, ASC Institute

Meredith Sesser, President, Meredith J. Sesser, A Professional Law Corporation

Workshop 10: The Art of Leading Clients: Balancing Professional Boundaries for Stronger Relationships and Greater Satisfaction

Are you truly leading your clients, or are they unknowingly leading you? In this presentation, we will explore the crucial role of comprehending your client’s needs and expectations while also establishing clear boundaries to safeguard your workload and time. We will delve into effective communication strategies and establishing mutual respect, highlighting the importance of setting healthy boundaries to foster trust and secure a successful long-term relationship with your clients.

Attendees will leave equipped with the expertise and tools necessary to balance the needs of their clients while maintaining professional boundaries, resulting in improved client relationships and personal fulfillment in the workplace.

Melissa Terito, CPA, Partner, Sentinel Pension

Lunch in the Exhibit Hall

Deep Dives 75

Specialized 75 minute long sessions.

Workshop 11: Troubleshooting Cross-Tested Plans

Cross-tested plans are an attractive and flexible plan design for many small and medium sized employers, particularly when combined with a 401(k) plan. However, to accommodate changes in demographics, it is critical for practitioners to understand the various alternative testing options and plan designs. In this session, using case studies, we will discuss testing options and their direct effect on plan design. We also will discuss how SECURE Act 2.0 affects cross-tested plans.

Steve Forbes, J.D., LL.M. , ERISA Attorney, Forbes Retirement Plan Consulting

Workshop 12: Automatic Enrollment After Secure 2.0

SECURE 2.0 changed the landscape for 401(k) and 403(b) plans by mandating automatic enrollment for plans established after December 28, 2022. Although not effective until the 2025 plan year, now is the time to get prepared for this significant change in the law. Get insights about the different types of automatic enrollments and the specific design mandated by SECURE 2.0. Pick up tips on communicating with plan sponsors about upcoming changes.

Attendees of this session will be able to:

• Identify the differences between ACA’s, EACA’s and QACA’s.
• Evaluate potential automatic enrollment designs for new plans and conversions.
• Work with plan sponsors, recordkeepers and financial advisors to implement the SECURE 2.0 mandate.

Craig Hoffman, Attorney/Senior Consultant, Nova 401 (k) Associates

Workshop 13: EPCRS Case Studies with SECURE 2.0

In this session you will learn to understand the general requirements under the IRS pre-approved defined benefit plan program, what an IRS Opinion Letter offers, Cycle 3 DB restatement timing in the context of prior restatement deadlines, service provider responsibilities, lessons learned from the Cycle 3 DC restatement process, what to do now to prepare for the new restatement window, and how to address issues identified during plan restatement (including non-amender).

Matt Rustige, EA, MSEA, MAAA, Actuary, EGPS

Meredith Sesser , President, Meredith J. Sesser, A Professional Law Corporation

Workshop 14: 415 from A to Z

This session starts with a refresher on the basic 415 calculation, and incorporates real-life complexities such as multiple annuity start dates, and prior plan distributions.   You will also learn best practices for communicating ideal distribution timing to maximize lump sum payouts, as well as what types of business arrangements would allow an owner to accrue multiple 415 benefits.

Attendees will be able to:

• Understand how to calculate 415 limits under many different unique situations.
• Identify opportunities for owners to accrue multiple 415 benefits.
• Become a more effective consultant in communicating strategies to maximize lump sum payouts.

Jim Holland, FSEA, FCA, MAAA, ASA, EA, Chief Research Actuary, Cheiron, Inc.

Norman Levinrad, EA, FSEA, MAAA, Chief Actuary, EGPS

Workshop 15: 6 Types of Working Genius-Identifying Future Leader

Working Genius identifies the six fundamental activities that are required for any type of work and provides a simple framework for how work gets done. Too many people feel frustrated, underutilized, or misunderstood at work. Far too many teams experience failure, feel stuck or are confused because they don’t know how to tap into the people around them. Working Genius is changing the way people think about their work and teams, and is leading to more dignified, fulfilled and successful work.

Concurrent Workshops

Workshop 16: 401(k) Testing Tips and Techniques: before, during and after the plan year

One of the more challenging aspects of 401(k) plan administration is the annual testing. Understanding the testing rules and plan design options is a necessary skill each practitioner must develop to avoid unnecessary distributions, taxes and disqualification. In this session, we will discuss the different testing techniques that can be applied before the plan year, during the plan year, and after the plan year. We will work through real life examples of how to use these testing techniques and when, as well as how, to consult with your client regarding refunds and plan design scenarios to avoid future failed tests.

Attendees will leave with an understanding of how to:

• Apply the different 401(k) testing options.
• Design a 401(k) Plan that maximizes plan economics.
• Correct a plan at the least cost to the employer.

Megan Crawford, ERPA, QPA, Partner, Williams Benefit Consulting, LLC

Steve Forbes, J.D., LL.M., ERISA Attorney, Forbes Retirement Plan Consulting

Workshop 17: Compensation, Self-Employment Issues in Case Studies

Through various case studies, this session will focus on determining compensation for self-employed individuals including partnerships and sole proprietors. This will include how to calculate self-employed compensation based on different employer contribution objectives, compensation changes, and mid-year entity changes.

Attendees will learn to:

• Determine compensation for self-employed owners.
• Calculate employer contributions for self-employed owners.
• Determining compensation for a mid-year change like adding a new owner.

Erin Patton, CPC, QPA, QKA^®, Retirement Plan Consultant and Administrator, Striegel Knobloch & Company, LLC

Steve Riordan, CPC, QPA, QKA^®, VP, Plan Consulting, Fidelity Investments

Workshop 18: Advanced Cash Balance Plan Designs for Actuaries and DB Plan Consultants

In this advanced-level session, we will explore sophisticated plan design strategies for Cash Balance and Defined Benefit plans.  Participants will learn about plan design strategies that can help with various difficult requests and demographic challenges.  Additionally, the presenters will discuss various Plan Designs that one may want to avoid. We will explore the potential risks associated with certain plan designs and learn how to avoid them and analyze case studies to gain a deeper understanding of how different plan designs can impact retirement savings.

Norman Levinrad, EA, FSPA, MAAA, Chief Actuary, EGPS

Workshop 19: DB Takeover Plan Challenges and Technical Problems

In this session we will discuss the technical aspects related to specific challenges that arise when taking over a defined benefit plan. We will present various scenarios and invite the audience to share their ideas and experiences. This session will provide valuable insights and practical solutions to help actuaries navigate the complexities of defined benefit plan takeovers. This is a technical session. The Ethics session on Tuesday will cover the same scenarios, but the discussion will focus on the ethical and professional point of view.

Charles Brown, MSEA, FCA, QPA, QKA®, Actuarial Director, Wolters Kluwer

Mary Ann Rocco, EA, MSEA, Owner, Mary Ann Rocco, EA, ASEA, Consulting Actuary

Workshop 20: 6 Types of Working Genius-Identifying Future Leader

Part 2: Working Genius identifies the six fundamental activities that are required for any type of work and provides a simple framework for how work gets done. Too many people feel frustrated, underutilized, or misunderstood at work. Far too many teams experience failure, feel stuck or are confused because they don’t know how to tap into the people around them. Working Genius is changing the way people think about their work and teams, and is leading to more dignified, fulfilled and successful work.

Beverage Break in the Exhibit Hall

Capitol Hill Prep Meeting

TPA Growth Summit Reception

Breakfast in the Exhibit Hall

Concurrent Workshops

Workshop 21: Part Journey 3

Retirement plans offer a wide range of benefits to participants, including access to various withdrawal provisions that can help them manage unexpected expenses or transitions. In this session, we will explore several of those provisions, including hardship, qualified domestic relations orders (QDROs), in-service withdrawals, auto-portobililty, qualified birth of adoption distributions (QBAD), and terminal illness provisions. We will discuss the latest trends and best practices related to these provisions, as well as their impact on retirement savings and plan administration.

Attendees will leave this session with an understanding of:

• Eligibility requirements and limits for hardship
• The complexities of QDROs
• The latest updates on QBAD provisions

Mickey Murphy, ERPA, CPC, QPA, QKC, QKA^®, President, Blue Benefits Consulting, Inc.

Jeremy Palm, QPA, QKA^®, Partner, Employee Benefit Plans, EisnerAmper

Frank Porter, APA, QKA^®, QPA, Relationship Manager, Empower

Moderator: Amy Garman, QKA^®, TPA Internal Retirement Plan Counselor, Capital Group

ger, Empower

Workshop 22: The Plan Conversion Journey – Only Right Turns Allowed

The Plan Sponsor has decided to change their recordkeeper/custodial platform, but it doesn’t have to be a rough road.  Learn how to stay the course for a successful conversion told from the perspective of the Plan Sponsor/Recordkeeper/TPA.

In this session, we will define the roles and responsibilities detailing the who and when in preparing for the plan’s upcoming conversion. We will outline the conversion process with a sample timeline focusing on how each service provider collaborates throughout.  And when things don’t go as originally planned, we’ll cover the why and how-to in getting the process back on track.

Kirsten Curry, J.D., APM, AIF, CEO & Founder, Leading Retirement Solutions

Erin Patton, Retirement Plan Consultant and Administrator, Striegel Knobloch & Company, LLC

Workshop 23: Related ER Case Studies

This session will cover the various emergency disaster provisions that can be included in retirement plans and how they can provide critical financial support to employees during times of crisis.

Derrin Watson, APM, Management Consulting Specialist Senior, FIS Wealth & Retirement

Workshop 24: Ethics & Professionalism Related to DB Takeovers

Taking over a defined benefit plan can present a host of technical and ethical challenges. This session will build on the previous day’s “DB Takeover Plan Challenges and Technical Problems” and focus specifically on the ethical conundrums that actuaries may encounter in the course of their work. Using the scenarios presented in the technical session, we will explore how to navigate potential conflicts of interest, maintain professional independence, and uphold our Code of Conduct in the face of complex and sometimes competing obligations.

Eric Brandon, MSEA, Pension Actuary, Guardian Life Insurance Company of America

Lynn Young, FSEA, Consulting Actuary , Pinnacle Plan Design, LLC

Workshop 25: When It’s Time for Change: Navigating Ownership Structures, Succession, Leadership, Compensation, and Equity Changes

As a business owner, understanding the various ownership structures, compensation models, and equity changes can be complex and overwhelming. This session aims to provide a comprehensive overview of different ownership structures, including sole proprietorship, partnerships, corporations, and limited liability companies. We will delve into the various compensation strategies that can be employed as you grow your business and bring in new owners or partners. Finally, we will discuss the crucial conversations that must be had when considering changes to ownership and equity, and provide practical tips for making those transitions as smooth as possible.

Cari Massey-Sears, CPC, Director of Operations/Shareholder, Dunbar, Bender and Zapf

Adam Pozek, ERPA, QPA, CPFA, Partner/CFO, DWC – The 401(k) Experts

Melissa Terito, CPA, Partner, Sentinel Pension

Grab-n-go Drinks & Snacks

Concurrent Workshops

Workshop 26: Participant Journey 4 – Let’s Talk About Retirement: RMDs, Beneficiaries, & Total Outcome

Defined contribution plans are evolving to overcome our nation’s low retirement savings rate. The SECURE Act and SECURE 2.0 have several provisions designed to ensure retirees and their beneficiaries have an adequate paycheck after they leave the workforce. In this session, we will explore expanded catch-up contributions, new rules for RMDs, and the growing trend of in-plan retirement income.

Attendees will leave the session with an understanding of:

• How these changes could improve outcomes for retirees
• The potential impact of these changes to participants, sponsors, and administrators
• The specifics of what needs to be communicated to plan sponsors

Mickey Murphy, ERPA, CPC, QPA, QKC, QKA^®, President, Blue Benefits Consulting, Inc.

Jeremy Palm, QPA, QKA^®, Partner, Employee Benefit Plans, EisnerAmper

Frank Porter, APA, QKA^®, QPA, Relationship Manager, Empower

Moderator: Amy Garman, QKA^®, TPA Internal Retirement Plan Counselor, Capital Group

Workshop 27: Charting a New Course: Navigating Roth Changes in the SECURE 2.0

In this session we will cover the provisions of SECURE 2.0 that add new Roth contribution types, mandate Roth, or allow Roth treatment of contributions that were previously made only on a pre-tax basis. We will discuss how the provisions impact plan administrators, plan sponsors, and participants. We will identify key considerations and illustrate how plan administration will be impacted as well as suggest practical strategies for addressing and communicating the changes to plan sponsors and participants.

Attendees will be able to:

• Identify the changes SECURE 2.0 made to what contributions may or must be treated as Roth and explain new Roth contribution types added by SECURE 2.0.
• Explain how the new Roth provisions impact plan administration and the key considerations to be addressed in implementing these features.
• Identify how existing guidance and best practices can be used to develop an effective implementation and communication strategy.

Shannon Edwards, ERPA, CPC, QPA, QKC, QKA^®, President, TriStar Pension Consulting

Michele Ueding, CPC, QPA, J.D., Partner, Kutak Rock LLP

Workshop 28: Leading the Way: Identifying Future Leaders for Organizational Success and Maximizing Your Own Leadership Potential

In today’s fast-paced and ever-changing business landscape, effective leadership is more important than ever. In this conference session, we will explore strategies for developing and improving leadership skills and communicating a desire to lead, evaluating organizational leadership needs, identifying future leaders, and planning for the future. Through a combination of presentations, case studies, and interactive exercises, attendees will gain the knowledge and tools they need to become more effective leaders and drive success in their organizations.

Tianna Schulz, QKA^®, Partner, DWC – The 401(k) Experts

Natalie Wyatt, QKA^®, QPFC, Senior Vice President, Head of Account Management, SS&C-Innovest

Workshop 29: Closed Plan Relief and Plan Design Applications

SECURE 2.0 added Code Section 401(o). This section created a path for small employers to freeze their defined benefit plans. Plans that meet the requirements of the new law may be frozen for new entrants, avoid Section 401(a)(26) going forward and pass combined plan testing without a gateway requirement.

Kevin Donovan, Senior Advisor, Pinnacle Plan Design, LLC

Workshop 30: Selling SECURE2.0: Utilizing Changes as Successful Sales Strategies

SECURE 2.0 has brought significant changes to the retirement industry, and as a sales professional, it’s important to understand how these changes can be leveraged to drive sales. This session will cover key provisions and changes from SECURE2.0 and show you how to use them as successful sales strategies. We’ll focus on using tax credits and other provisions to help your clients save for retirement and increase their retirement income.

Kirsten Curry, J.D., APM, AIF, CEO & Founder, Leading Retirement Solutions

JJ McKinney, CPC, QPA, QKA^®, ERPA, Director of Sales, EGPS

Lunch & Meetings on Capitol Hill

Workshop 31: Hardship, Emergency, and Disaster-Related Distributions Made Easier Under SECURE 2.0 … or not!

SECURE 2.0 made changes to the hardship rules, added emergency and disaster in-service distribution options, and provided additional exceptions to the 10% early withdrawal penalty. Plan sponsors may be calling you asking what changes are mandatory, or if optional, how soon they can implement or if they should implement at all. This session will look at these provisions for DC and 403(b) plans from the perspective of the participant, plan sponsor, and TPA/recordkeeper.

We will analyze the changes to rules around hardship, emergency, and disaster-related distributions made by SECURE 2.0 including effective dates, mandatory versus optional treatment, and tax implications.

After the session you will be able to

• Identify opportunities to consult with your client about hardship, emergency, and disaster-related distributions under SECURE 2.0 while being mindful of the delicate balance of providing information versus tax advice.
• Assess challenges for plan sponsors, TPAs, recordkeepers, and other service providers in implementing changes and practical tips to combat these challenges and establish best practices.

Krisy Dempewolf, CPC, QPA, QKC, QKA^®, TGPC, Retirement Plan Consultant, Empower

Jen Swets, QPA, QKA^®, ERPA, Partner, DWC – The 401(k) Experts

Workshop 32: How Could We Fail Testing?  We’re a Safe Harbor Plan!

Safe harbor plans must meet numerous requirements in order to ensure that they are deemed to satisfy ADP & ACP Testing.  Slight variations in plan design can subject the plan to testing that plan sponsors may not have been fully aware of.  Through examples and case studies, we’ll review many variations that can impact a plan’s ability to avoid non-discrimination testing including creative match formulas, multiple match formulas, different eligibility, after-tax, and compensation exclusions.

Attendees will be able to:

• Determine when the plan design is deemed to satisfy ADP & ACP Tests.
• Identify what tests are applicable when the plan is not fully safe harbor.
• Consult with plan sponsors regarding safe harbor concepts.

Steve Riordan, VP, Plan Consulting, Fidelity Investments

Workshop 33: Beyond the Balance: Navigating the Impact of SECURE2.0 on Cash Balance Plans

This session will explore the impact of SECURE 2.0 legislative changes on the design, implementation, and administration of cash balance plans and combined 401(k)/cash balance plans. We will cover important updates to plan rules and regulations that can significantly affect plans. In addition, we will discuss how SECURE 2.0 affects plan terminations and distributions, and what plan administrators and actuaries need to know to ensure compliance and avoid penalties.

Larry Deutsch, President, Larry Deutsch Enterprises

Kevin Donovan, Senior Advisor, Pinnacle Plan Design, LLC

Workshop 34: Smooth Transitions: Moving Your New Client from Sales to Services

The sales process can be long and arduous, but it’s only the first step in ensuring your client’s success. The transition from sales to service is a critical moment, and it’s essential to ensure a seamless and smooth experience for your new client. In this session, attendees will learn strategies and best practices for moving their new client from the sales process to the onboarding process and ultimately into the service model.

Justin Bonestroo, MSEA, EA, CPC, CPFA, Sr. Vice President, CBIZ, Inc.

Kevin Hefke, CPC, Consultant/Shareholder, Dunbar, Bender and Zapf

Beverage Break in the Exhibit Hall

ASPPA at Night

Grab-n-Go Breakfast

Concurrent Workshops

Workshop 35: Notice Anything? The Five Ws of Plan Disclosures and Notices

A myriad of disclosure and notice requirements apply to retirement plans. This session will explore the who, what, where, when, and why: who does (and doesn’t) need to receive them, what information they include, where they can be sent (snail mail versus e-delivery), when they must be sent, and why they must be sent. All these disclosures and notices can be challenging for our plan sponsor clients to understand and keep track of, so how can you help them?

Attendees will learn how to:

• Analyze the disclosure and notice requirements applicable to the various types of retirement plans.
• Identify opportunities to consult with plan sponsors about rule changes or potential plan design changes that may alleviate certain disclosure and notice requirements.
• Anticipate challenges for plan sponsors, TPAs, recordkeepers, and other service providers in meeting the various disclosure and notice requirements and devise practical tips to overcome these challenges.

Krisy Dempewolf, CPC, QPA, QKC, QKA^®, TGPC, Retirement Plan Consultant, Empower

Claire Rowland, Esq., QPA, QKA^®, Associate, Morgan, Lewis & Bockius LLP

Workshop 36: The 2023 Form 5500 and Form 5500-SF: An Inflection Point in Annual Reporting

The DOL, IRS and PBGC have made changes to their primary source of data – the Form 5500. The changes are part of the agencies adapting to legislative, regulatory and employer initiatives to expand participation in retirement plans, and the agencies’ needs to oversee compliance in this evolving environment. We will explore the changes to the 2023 forms within this context and delve into the practical implications for service providers.

Following this session, attendees will be able to:

• Differentiate the rules for counting individuals including determining what to file, when to audit, with attention to the implications of participation by long-term, part-time employees.
• Review for modifications to reporting of expenses, for improvements to reporting for defined benefit plans, and for clarifications of the instructions for the compliance questions.
• Explore the common elements and distinguishing elements for reporting aggregations of plans such as MEPs, PEPs, DCGs, and GoPs, and the realignment of responsibilities between plan sponsors and service providers.

Mary B. Anderson, CEBS, ERPA, QPA, President, ERISAdiagnostics, Inc.

Paul  Protos, ERPA, President, ATR, Inc.

Workshop 37: Pension Plan Consideration with Mergers, Acquisitions and Takeovers

This session will explore the unique challenges faced by plan consultants and actuaries in defined benefit small plan situations related to mergers, acquisitions, and takeovers.  We are often the last to know about these events, learning about them only during the onboarding of a new client or sometimes years after the fact. The session will cover strategies for effectively completing an M&A, common pitfalls, and best practices for avoiding them. Additionally, attendees will learn what to do when they find out about a surprise merger or acquisition and how to navigate the related actuarial considerations.

Clint Blankenship, EA, MSEA, MAAA, President-Owner, ShowMe Pension Group, Inc.

Kelsey Mayo, J.D., Partner, Poyner Spruill LLP

Workshop 38: Growth Panel of Industry Consultants: How to Effectively Market and Grow Your Practice

Experienced industry consultants and practitioners will share practical advice and real-world experiences on how to effectively market and grow your businesses and manage the challenges that come with that. Speakers will cover topics such as hiring and compensating a sales team, building a growth & marketing plan, and implementing growth strategies. This session aims to equip attendees with valuable insights and actionable strategies for growing their practices.

Attendees will be able to:

• Offer practical advice on how to hire and compensate a sales team effectively.
• Equip attendees with actionable strategies for implementing growth strategies effectively.
• Help attendees understand the importance of brand building and how it can contribute to the growth of their practice.

By the end of the session, attendees will leave with a greater understanding of how to effectively market and grow their practice and with the knowledge and tools to implement these strategies in their own businesses.

Dawn Hynes, CLU, President, Hynes Associates/TPAbenchmark.com

Manny Marques, President, EPIC Retirement Plan Services

Concurrent Workshops

Workshop 39: 50 Years of ERISA – A Retrospective

Ever wonder where the idea of cross testing came from? How about the origins of EPCRS? And why do we still have the top-heavy requirements? Inquiring minds want to know and you can learn the answers to these questions and more by attending this retrospective on how we got from ‘74 to ‘24 in pension law and guidance. Prepare to celebrate 50 years of ERISA. Key events, their significance and how they shaped our path forward will be discussed. Attendees are encouraged to share their own memories.

Attendees will be able to:

• Identify the origins of the pension law and guidance applicable today.
• Appreciate the context in which the pension laws came to be and the people responsible.
• See how ASPPA played an integral role in shaping pension policy in America.

Craig Hoffman, APM, Attorney/Senior Consultant, Nova 401 (k) Associates

Workshop 40: Navigating the Brave New World of Top Heavy Testing for TPAs in the Era of SECURE 1.0 and SECURE 2.0

This session is designed for TPAs and will provide an in-depth look at the implications of SECURE 1.0 and SECURE 2.0 on top heavy testing, and the strategies TPAs can use to ensure compliance. Attendees will learn about the latest guidance and regulations related to top heavy testing, including changes. The session will cover best practices for communicating changes, as well as practical strategies for plan design and administration.

Shannon Edwards, ERPA, CPC, QPA, QKC, QKA®, President, TriStar Pension Consulting

Claire Rowland, Esq., QPA, QKA®, Associate, Morgan, Lewis & Bockius LLP

Workshop 41: DB Deep Dive: Ask the Actuarial Experts

We invite you to join us for a Q&A session focused on Defined Benefit plans. Our panel of experts will share their knowledge and answer your questions on topics such as plan design, funding requirements, risk management, and more. This is a unique opportunity to learn from experienced professionals and gain valuable insights on the challenges and opportunities of administering Defined Benefit plans.

Charles Brown, FSEA, FCA, QPA, QKA^®, Actuarial Director, Wolters Kluwer

Tom Finnegan, FSEA, CPC, QPA, President-Actuarial Division, CBIZ Savitz

Lynn Young, Consulting Actuary, Pinnacle Plan Design, LLC

WS42: Navigating Ethical Dilemmas for TPAG Attendees – Owners, Leaders, Sales, and Marketing

This interactive ethics session will focus on ethics as it relates to TPAG attendees who are owners, leaders, sales, and marketing professionals. The session will be designed to help attendees understand and navigate ethical dilemmas that they may face in their professional lives. The session will use real-life scenarios and case studies, based on the experiences of TPAG attendees, to facilitate discussion and encourage participants to reflect on their own ethical values and decision-making processes.

Robert Gower, Attorney, Trucker Huss, APC

Natalie Wyatt, QKA^®, QPFC, Senior Vice President, Head of Account Management, SS&C-Innovest

Beverage Break

Workshop 5: The Culture Conundrum: Overcoming Obstacles and Building a Cohesive Company Culture

Company culture is a critical aspect of any organization and plays a crucial role in attracting and retaining top talent, improving employee engagement and productivity, and driving business success. In this interactive session, we will explore the challenges that organizations face when building a strong company culture and how to overcome those obstacles. We will examine organizations that have successfully navigated the culture landscape and offer practical solutions to help you build a more cohesive and effective company culture.

Amanda Iverson, CPA, MBA, PHR, SHRM-CP, APM, CEO, Pinnacle Plan Design, LLC

Workshop 10: The Art of Leading Clients: Balancing Professional Boundaries for Stronger Relationships and Greater Satisfaction

Are you leading your clients or are your clients leading you? This presentation will discuss the importance of understanding your client’s needs and expectations while also maintaining clear boundaries to protect your time and workload. It will cover strategies for effectively communicating with clients and establishing mutual respect. Setting healthy boundaries helps to build trust and ensure a successful long-term relationship with the client.

Melissa Terito, CPA, Partner, Sentinel Pension

Workshop 15: 6 Types of Working Genius-Identifying Future Leader

Working Genius identifies the six fundamental activities that are required for any type of work and provides a simple framework for how work gets done. Too many people feel frustrated, underutilized, or misunderstood at work. Far too many teams experience failure, feel stuck or are confused because they don’t know how to tap into the people around them. Working Genius is changing the way people think about their work and teams, and is leading to more dignified, fulfilled and successful work.

Workshop 20: 6 Types of Working Genius-Identifying Future Leader

Part 2: Working Genius identifies the six fundamental activities that are required for any type of work and provides a simple framework for how work gets done. Too many people feel frustrated, underutilized, or misunderstood at work. Far too many teams experience failure, feel stuck or are confused because they don’t know how to tap into the people around them. Working Genius is changing the way people think about their work and teams, and is leading to more dignified, fulfilled and successful work.

TPA Growth Summit Reception

Available to qualified attendees

Workshop 25: When It’s Time for Change: Navigating Ownership Structures, Succession, Leadership, Compensation, and Equity Changes

As a business owner, understanding the various ownership structures, compensation models, and equity changes can be complex and overwhelming. This session aims to provide a comprehensive overview of different ownership structures, including sole proprietorship, partnerships, corporations, and limited liability companies. We will delve into the various compensation strategies that can be employed as you grow your business and bring in new owners or partners. Finally, we will discuss the crucial conversations that must be had when considering changes to ownership and equity, and provide practical tips for making those transitions as smooth as possible.

Cari Massey-Sears, CPC, Director of Operations/Shareholder, Dunbar, Bender and Zapf

Adam Pozek, ERPA, QPA, CPFA, Partner/CFO, DWC – The 401(k) Experts

Melissa Terito, CPA, Partner, Sentinel Pension

Workshop 30: Selling SECURE2.0: Utilizing Changes as Successful Sales Strategies

SECURE 2.0 has brought significant changes to the retirement industry, and as a sales professional, it’s important to understand how these changes can be leveraged to drive sales. This session will cover key provisions and changes from SECURE2.0 and show you how to use them as successful sales strategies. We’ll focus on using tax credits and other provisions to help your clients save for retirement and increase their retirement income.

Kirsten Curry, J.D., APM, AIF, CEO & Founder, Leading Retirement Solutions

JJ McKinney, CPC, QPA, QKA^®, ERPA, Director of Sales, EGPS

Workshop 34: Smooth Transitions: Moving Your New Client from Sales to Services

The sales process can be long and arduous, but it’s only the first step in ensuring your client’s success. The transition from sales to service is a critical moment, and it’s essential to ensure a seamless and smooth experience for your new client. In this session, attendees will learn strategies and best practices for moving their new client from the sales process to the onboarding process and ultimately into the service model.

Justin Bonestroo, MSEA, EA, CPC, CPFA, Sr. Vice President, CBIZ, Inc.

Kevin Hefke, CPC, Consultant/Shareholder, Dunbar, Bender and Zapf

Workshop 38: Growth Panel of Industry Consultants: How to Effectively Market and Grow Your Practice

This session aims to equip attendees with valuable insights and actionable strategies for growing their practices. Experienced industry consultants will share practical advice and real-world experiences on how to effectively market and grow your businesses and manage the challenges that come with that. Speakers will cover topics such as hiring and compensating a sales team, building a marketing plan, and implementing organic growth strategies.

Dawn Hynes, CLU, President, Hynes Associates/TPAbenchmark.com

WS42: Navigating Ethical Dilemmas for TPAG Attendees – Owners, Leaders, Sales, and Marketing

This interactive Ethics session will focus on ethics as it relates to TPAG attendees who are owners, leaders, sales, and marketing professionals. The session will be designed to help attendees understand and navigate ethical dilemmas that they may face in their professional lives. The session will use real-life scenarios and case studies, based on the experiences of TPAG attendees, to facilitate discussion and encourage participants to reflect on their own ethical values and decision-making processes.

Robert Gower, Attorney, Trucker Huss, APC

Natalie Wyatt, QKA^®, QPFC, Senior Vice President, Head of Account Management, SS&C-Innovest